It's October in Saugatuck, Michigan, and everyone is hiding something.

Jewelry designer Veronica Simon struggles to keep the family business afloat while her beloved grandmother lies dying in Hospice. Realtor Cal Castro is blackmailed into an engagement to a woman he barely tolerates. In a search for the perfect ring to satisfy his almost-fiancée, he stumbles into Vero's store. Sparks fly, not the good kind!

Then the girlfriend and the ring he bought disappear. Vero and Cal find themselves working together to save reputations and lives as sparks of a different kind erupt.